When it comes to self-employed mortgages, no situation is the same. Whether you are trading as a sole trader or operating under a limited company status as a company director, we are here to manage the process. Our wealth of experience in dealing with business owners and company directors ensures that you receive the best possible advice and support.

Sole Traders and Company Directors

As a sole trader or company director, securing a mortgage can often feel challenging due to the complexities of proving your income. Traditional lenders may have stricter criteria, but we understand the nuances of self-employed income. We work closely with you to present your financial situation in the best possible light, increasing your chances of mortgage approval. Our experts will guide you through every step, from preparing your accounts and documentation to liaising with lenders on your behalf.

Contractors

If you are a contractor, it is crucial to speak with a mortgage adviser who is experienced in handling these types of cases. Unlike traditional employment, contractors may have fluctuating income and varying contract lengths, which can complicate mortgage applications. Our team is well-versed in placing mortgages for contractors, ensuring you receive the right mortgage solution tailored to your unique circumstances. We can help you find lenders who understand contract-based income and offer competitive rates.

Our Approach

At need-a-mortgage.co.uk, we pride ourselves on a personalised approach. We take the time to understand your business and financial situation, offering bespoke mortgage solutions that fit your needs. Our advisers are always available to answer your questions, provide clarity, and simplify the mortgage process. We aim to make your journey to homeownership as smooth and stress-free as possible.

Why Choose Us?

Specialist Expertise: We specialise in self-employed mortgages, with extensive experience in working with sole traders, company directors, and contractors.

Tailored Solutions: Every mortgage solution we offer is tailored to your unique circumstances, ensuring the best fit for your financial situation.

Comprehensive Support: From initial consultation to final approval, we provide comprehensive support throughout the mortgage application process.

Access to Lenders: We have access to a wide range of lenders who are willing to work with self-employed individuals, offering competitive rates and flexible terms.